Page 2 - Weekly highlights

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Weekly highlights

Implementation of the Compulsory Medical Insurance

A call to latecomers

O N Tuesday, January 10, 2023, The Head of Government sed him up to 94%, or 41,000 MAD. In
any case, the Head of Government is
the Head of Government seized
the opportunity from the ros-
of the system so that it continues to
trum of the Chamber of Councilors to at the House of keeping an eye to maintain the balance
Councillors during the
launch an appeal in favor of strengthe- monthly session of gene- function and move forward, said Aziz
ning solidarity in terms of the feasibi- ral policy questions. This Akhannouch. In this undertaking, the
lity and sustainability of the Compul- one focused on the imple- Head of Government is encouraged by
sory Medical Insurance (AMO). The mentation of the medical the performance achieved in some sec-
theme of this monthly session of the and social coverage in tors. This is the case of auto-entrepre-
Morocco for the consoli-
general policy issues focused on the dation of the foundations neurs (or microentrepreneurs) 100%
implementation of the medical and of the welfare state (Ph. of which do contribute to the medical
social coverage project in Morocco for DR) coverage system, tourist guides 87%
the consolidation of the foundations of of which do contribute, and the mer-
the Welfare State. Thus, “those who chants subject to the Unified Professio-
are not registered are invited to do CNSS has established partnerships ment, it is not normal for a person ear- nal Contribution (CPU) of which 77%
so quickly. Those who are registered with local and mediation institutions ning the minimum wage to contribute do contribute to the medical coverage
must contribute. Above all, do not wait which will carry out the missions of 300 Dirhams (MAD) per month while system. However, other persons who
until you are sick to do so. It would be identifying categories of self-employed another person with a salary of 10,000 fall behind must make efforts to join
too late”, insisted Aziz Akhannouch workers and transferring their personal or 20,000 MAD would unduly join the system. The Head of Government
in front of an audience which, for data to the CNSS. Added to this is the Solidarity Compulsory Medical Insu- compares this major project to the soc-
the most part, was won over to him. opening of 47 new local branches, the rance (formerly known as Ramed) so cer team, made up of one single group
Indeed, people can subscribe to medi- launch of 45 mobile branches, and the that the Government pays for him or for the whole of Morocco, each mem-
cal coverage in particular through the creation of 8,000 communication cen- her 150 or 200 MAD per month. To ber of society having to contribute in
internet or through the branches of the ters to register new SEWs. The system convince the most undecided, the Head their own way in order to be able to
Social Security agency (CNSS) which is completed by the establishment of of Government gave the example of a find solutions to the problems posed in
has strengthened its human resources 2,000 contact points to receive files taxi driver who contributes up to 180 the field of health. Collective success
by recruiting 1,400 people during from the AMO compulsory medical MAD per month, or 6 MAD per day. requires group work on the basis of a
2022. The agency has also set up a insurance, and 4,000 local branches That taxi driver got sick. The operation homogeneous system, said the Head of
processing center for the records of dedicated to the payment of member- he underwent cost him 43,000 MAD. Government. o
self-employed workers (SEWs). The ship fees. For the Head of Govern- The social protection system reimbur- Mohamed CHAOUI

Payment terms: The bill finally passed

D RAFT law No. 69-21 on pay- the service was performed or the goods to objective studies being carried out or fraction of a month of delay. This
ment terms, amending Law
delivered. In the absence of an invoice, by the associations concerned. These fine does not apply (Article 78-3) to
No. 015-95, was scheduled to
be submitted to a vote by the Commis- the deadline will start to lapse from the payment terms must be mentioned by invoices issued before January 1, 2025
end of the month of the performance any entity having its registered office, and whose amount is less than or equal
sion for Productive Sectors on Monday, of the service or delivery. When a tax residence, or an entity established to 10,000 Dirhams (USD 1,000) inclu-
January 09. The latest version of the supplier and a customer are linked by in Morocco. The provisions of the draft ding tax. The fine, whose collection
piece of legislation as undergone some recurring busi- law apply to any and control of the filings (Article 78-4)
adjustments, in particular the timetable ness transactions company under will be entrusted to the tax authorities,
for its entry into force, the amount of during a specific In the absence of an invoice, private law, will be applied to the unpaid amount by
fines revised downwards before the month, the pay- the deadline will start to lapse entity in charge taking into account the VAT. The fine
vote in committee, then, later, in ple- ment due date of the delegated must be paid spontaneously to the Trea-
nary session. Thus, payment terms is set at the end from the end of the month of management of sury when the quarterly declaration of
between business partners must be spe- of the following the performance of the service a public service, unpaid debts is filed. The fine, subject
cified before the conclusion of any tran- month. Busi- or delivery as well as state- of a dispute heard by the commercial
saction on any supporting document, ness partners owned entities court, remains dependent on a final
such as an invoice, a delivery note, or a may not agree carrying out judicial decision having acquired the
sales contract. to a payment term beyond 120 days. commercial transactions on a regular force of res judicata. It should be noted
For public agencies and state-owned The business partners concerned may basis. Legal and natural persons whose that the fine will apply to the balance of
enterprises, this period begins to run exceptionally set deadlines of up to 180 turnover is less than 2 million Dirhams the invoice that remains unpaid. Legal
from the date of supervision of the per- days among themselves following the (USD 200,000) excluding tax are ex- and natural persons with a turnover of
formance of the service, according to opinion of the Competition Council. cluded from these provisions. Breaches more than 2 million Dirhams will be
the regulations in force. In the event The payment terms per industry will of the law will be punished with a fine required to submit a quarterly electronic
that payment terms are not agreed, they have to be signed between professio- equivalent to the amount of the key rate declaration to the tax services before the
may not exceed 60 days from the date nal organizations under conditions of the central bank, Bank Al-Maghrib, end of the month following the expira-
of invoicing, which must be issued be- which will be set by a decree. In addi- which is currently standing at 2.5%, tion of the quarter. o
fore the end of the month during which tion, sectoral agreements are subject increased by 0.85% for each month Hassan EL ARIF
Friday 13 January 2023