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                Weekly highlights






          Defense of heritage

          When mosaic tilework polarizes intellectuals





          T     HE formal notice sent by Mo-                                                                          in Algeria and Spain is more proof of
                                                                                                                      the episodic presence of Morocco in
                rocco to the Adidas company
                                                                                                                      these territories than any paternity of
                has unleashed an exciting so-
          cietal debate. Two approaches to the                                                                        these countries on this heritage”. In
          defense of heritage are beginning                                                                           the book “Le Maroc andalou” written
          to emerge in the context of a global                                                                        by archaeologist and historian Abde-
          context where the protected origin of                                                                       laziz Touri, the emergence of traditio-
          products is becoming an intangible                                                                          nal ceramic craftsmanship was gene-
          issue and a strike force in terms of soft                                                                   ralized by the Merinids (Moroccan
          power. The first approach is said to be                                                                     dynasty) and the Nasrids (Andalusian
          universal and does not want to confine                                                                      dynasty of Umayyad origin) . “Used
          culture within borders. The second                                                                          for the composition of polychrome
          approach, being more nationalistic                                                                          marquetry, this technique is however
          in nature, wants the world to reco-                                                                         not a creation of the Marinid dynasty
          gnize Morocco’s paternity on zellige                                                                        since we note its presence in the civil
          (mosaic tilework). In reaction to the                                                                       and religious monuments of the city of
          information, our journalist colleague                                                                       Fez from the seventh century, a period
          Abdellah Tourabi reacted on Twitter:                                                                        prior to the main constructions of the
          “And what to say about the Spaniards                                                                        Alhambra”, can one read in the book.
          who will file a complaint against Mo-  Zellige, the first traces of which date back to the 8th century under the Idrissid dynasty in Fez, was gene-  After the various migrations of the
          rocco for a large portion of our cuisine   ralized under the Nasrid and the Merinid dynasties around the 11th century (Ph. DR)  Judeo-Muslim populations of Anda-
          (almond-based pastry for example),   dynasties. It would be futile, however,  becomes conflictual. Zellige, which is  lusia towards Morocco, because those
          they who took it from the Arabs who   to limit this opposition to a dichotomy  a ceramic art found mainly in Moroc- populations were struck by the Edicts
          themselves took it from the Persians   between a bloc with narrow chau- co, is actually present in two places  of Expulsion, the craftsmanship in
          who themselves took it from the Turks   vinist ideas, and another block that  outside Morocco s borders, namely in  all its artistic component would bear
          from whom we borrowed the Caftan    is peaceful and open. The subject is  Andalusia and in Tlemcen. This is cal- the mark of these craftsmen. Thus,
          (women’s dress) and other symbols…   inherently more complicated, because  led Moorish identity. Is it Moroccan?  the Cherifian dynasty of the Saadians
          This is becoming really grotesque!”.   if we define Moroccan heritage as the  Algerian? Spanish?            took up the model of the pavilions of
          This statement has unleashed the    one contained within the borders of  “Morocco is today the main deposi- the Court of the Lions of the Alham-
          passions of what is called on social   the current national state, we run the  tory of this civilization”, says histo- bra, and endowed the Qaraouiyyine
          networks, the “Moorish”, a move-    risk of benefiting from only limited  rian Bernard Lugan (Editor’s note:  mosque with two pavilions attached
          ment aimed at reviving the “gran-   protection. On the other hand, if one  born in Meknes and specialist in the  to the short sides of the courtyard with
          deur of the empire of Morocco” and   refers to the historical natural zones of  history of Morocco). “The presence  a few variations. o
          reclaiming the imperial history of the   influence of the Kingdom, the subject  of remains of this architectural style        Abdessamad NAIMI
          Bank account in arrears: Alarm sounded in commercial jurisdictions




          I     T was predictable. The Covid-19   the two-year statute of limitations pe- the date of the first unremedied event  Nevertheless, this shift, certainly ex-
                                              riod. This was compartmentalized wit- of default, and not when the bank pro- plicable from the legal standpoint, is
                crisis, the stagnation of economic
                                              hin several triggering events. Before  nounced the debt as being uncollec- clearly criticized by the magistrates of
                activity, as well as the internatio-
          nal situation have led to an explosion   the judgment of the Court of Cassation  tible. However, since September 2013,  first instance. They see it not only as a
          of bad debts. According to the latest   of September 12, 2013, when a credit  things have changed. On the one hand,  main cause for a surplus of workload
          report from the central bank (Bank Al-  institution noted that a borrower had  the two-year period applies to each ma- to be processed, but also require the
          Maghrib), the arrears would represent   not paid his debt on the due date, the  turity, individually. Thus, if a borrower  Court of Cassation to issue a judgment
          nearly 90 billion Dirhams (9 billion   credit institution had two years, from  does not repay the monthly payment  in principle to oblige banking opera-
          USD). At the judicial level, magistrates   this date of observation, to claim in  due on January 1, 2020, the bank will  tors to warn their customers of such a
          are sounding the alarm. “This new   court the reimbursement of all the  have until January 1, 2022 to compel  shift. In addition to the procedures for
          court season was marked by the explo-  amount demanded. If the credit insti- him to do so. If he does not repay the  the realization of collateral and repay-
          sion of procedures involving unpaid   tution did not do so within this period,  installment of February 1, 2020, the  ment requirements, our source indi-
          debts, in particular banking debts, and   its action was time-barred, and the deb- bank will have until February 1, 2022  cates that nearly 3,000 grace periods
          the realization of collaterals”, indicates   tor had nothing more to repay, neither  to do so, and so on. Indeed, the sta- have been requested by consumers
          a judge of the commercial chamber at   capital, nor interest, nor any compen- tute of limitations is split like the debt  and professionals during this new
          the Casablanca Court of Appeals. Ac-  sation. However, the practice was such  itself and runs, with respect to each of  court season. This is an exceptional
          cording to him, cases have increased by   that banks exceeded this deadline, and  its fractions, from its due date, and the  measure that the president of the court
          45% compared to the annual average in   for good reason, namely the various  action for payment of unpaid monthly  grants by order, and which consists
          the Casablanca courts alone. “It is real-  mediation and amicable settlement  installments becomes time-barred from  of suspending the performance of the
          ly mindboggling”, admits our source.  procedures, always preferable for the  their successive due dates. On the other  debtor’s obligations, particularly in the
          There is a case law, concomitant with   financial operators.            hand, the fact that a banker exceeds this  event of layoff or of an unforeseeable
          the economic crisis, which has allowed   This trend was based on the fact that  limitation period no longer affects the  social situation. o
          this explosion. It is the processing of   the two-year limitation period began on  rest of the debt.                          Abdessamad NAIMI

                                                                      Friday 7 October 2022
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